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Credit Reporting

  1. Outreach: Out and About: More transparency and accuracy in credit reporting
    Consumer Action’s Audrey Perrott attended a Credit Builders Alliance webinar titled What you need to know about new credit reporting requirements: Impacts of the NCAP for reporters and others. | Jun 05, 2016
  2. Books: Credit Scores & Credit Reports
    The U.S. credit reporting system keeps detailed financial histories on more than 200 million Americans. Evan Hendricks' Credit Scores & Credit Reports is a well-informed, informative, and well-written guide to a subject of great… | Dec 19, 2005
  3. Helpdesk: Credit report regulators
    If you believe a credit bureau is not complying with the FCRA, you should report it to the Federal Trade Commission. [Spanish complaints, click here.]… | May 02, 2005
  4. Helpdesk: Credit report disputes
    Make a note of any items that you believe to be wrong, outdated, or inaccurate. A dispute form comes with the credit report. Use it to list any items that you feel are… | May 02, 2005
  5. Helpdesk: Reading a credit report
    First, review your name and the spelling to check for any errors or misspellings. Name errors can result in someone else's information appearing on your credit report. Second, check your Social Security number,… | May 02, 2005
  6. Helpdesk: Negative credit information
    Negative information stays on your report no more than seven years from the original date of delinquency. Negative information can be: unpaid debts, charge-offs, late payments, judgments, liens, excessive revolving credit (too many credit… | May 02, 2005

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