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  1. Press: After Equifax hack, calls for big changes In credit reporting
    The Equifax security breach — the largest known theft of Social Security numbers in history — has lawmakers, prosecutors and identity theft victims angry with the company. The revelations have put a spotlight on the… | Oct 19, 2017
  2. Korean: Freeze Your Credit File (Korean)
    신용 문서 "보안 동결"은 여러분이 신분도용의 피해를 당하지 않도록 하고 사기꾼들이 여러분의 개인 정보를 이용해 신용을 설정하는 것을 방지하는 데 도움을 주는 예방 도구입니다. 보안 동결은 여러분이 일시적 혹은 영구적으로 동결을 해제시키지 않는 한 여러분의 이름으로 새로운 크레딧이 설정되는 것을 방지합니다. 이 소책자는 여러분의 신용 문서를 "동결"시키는 방법을 설명하고 있습니다.
  3. Chinese: Freeze Your Credit File (Chinese)
    “安全凍結”信用檔案是一種預防及避免身份被盜用的工具﹐它可以阻止詐騙者利用你的個人資料來建立信貸記錄。這本手冊內容詳述如何“凍結”個人信用檔案,而且除非你暫時或永久取消凍結﹐它就可以防止別人以你的名義申請信貸。
  4. Spanish: Freeze Your Credit File (Spanish)
    El “congelamiento de seguridad” es una herramienta para ayudarle a prevenir el robo de identidad y evitar que impostores utilicen su información personal para establecer crédito. Esta publicación explica cómo “congelar” su crédito, lo cual… | Oct 06, 2017
  5. Press: Deciding the right path for shielding your credit report
    In response to the breach, Equifax is now offering a year of free credit monitoring through its identity-theft prevention service, TrustedID Premier. The service gives you the option to freeze or lock your credit file… | Oct 05, 2017
  6. Press: Equifax calls for free credit locks. Experian’s reply? Nope.
    When Equifax’s recently retired chief executive, Richard F. Smith, appeared before a panel of the House Energy and Commerce Committee Tuesday, he held himself out as a changed man. After decades of maintaining high walls… | Oct 05, 2017
  7. English: Freeze Your Credit File
    A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to "freeze" your credit… | Oct 01, 2017
  8. Press: 3 weeks later, Equifax makes a peace offering
    For some time, the credit reporting industry has been quietly attempting to change the behavior of consumers who wish to protect their own data: They want you to “lock” your files, not “freeze” them. The… | Sep 28, 2017
  9. Press: Equifax destituye a su director tras filtración de datos
    La empresa de calificación crediticia Equifax destituyó a su director ejecutivo Richard Smith tras un ciberataque que dejó vulnerables los datos de 143 millones de clientes, se informó el martes. | Sep 26, 2017
  10. Press: Someone made a fake Equifax account and then Equifax linked to it
    People create fake versions of big companies’ websites all the time, usually for phishing purposes. But the companies do not usually link to them by mistake. | Sep 21, 2017
  11. Press: Equifax drops credit-freeze fees for 30 days
    You howled in protest, and Equifax had no choice but to respond. On Monday, the company said on Twitter that it would waive all fees for the next 30 days for people who want to… | Sep 12, 2017
  12. Press: Equifax says cybersecurity incident could affect 143 million consumers
    Equifax said it discovered the breach on July 29. "Criminals exploited a U.S. website application vulnerability to gain access to certain files," the company explained. Leaked data includes names, birth dates, social security numbers, addresses… | Sep 07, 2017
  13. Press: CFPB slaps Chase with $4.6M penalty over checking account problems
    The Consumer Financial Protection Bureau hit JPMorgan Chase with a $4.6 million penalty for failures related to information it provides for checking account screening reports. The CFPB said Chase did not have proper processes in… | Aug 03, 2017
  14. Press: Medical debt? Big changes coming to the way credit agencies report it
    Starting September 15, the three major credit reporting agencies -- Experian, Equifax and TransUnion -- will set a 180-day waiting period before including medical debt on a consumer's credit report. The six-month period is intended… | Jul 13, 2017
  15. Press: Mi informe de crédito tiene errores ¿Cómo los corrijo?
    Es importante que el informe sea fidedigno y refleje su historial de crédito porque eseo depende buena parte de su vida financiera Uno de los documentos más cruciales, para bien o para mal, de un… | Jul 05, 2017
  16. Chinese: Get a car loan (Chinese)
    如果你正在尋求貸款購買新車或二手車,即使你的信用記錄很差,你還是可以有很多選擇。然而,逾期付款和其它信用問題則會令貸款公司把你列為高風險客戶,並因此提高你的貸款利率。每家貸款公司的利率都有所不同,因此要貨比三家才能找到最划算的貸款。
  17. Korean: Get a car loan (Korean)
    새차 혹은 중고차 구매를 위한 융자가 필요하신 경우 여러분에게 부정적인 금융 거래 기록이 있다 할지라도 여러종류의 선택사항이 있을 수 있습니다. 하지만 상환 지연이나 그 외의 다른 신용 문제들은 융자업체들에게 여러분이 받을 융자의 이자율을 높여야 하는 위험한 고객이라는 신호가 될것입니다. 융자업체들 중에서도 차이가 있으므로 가장 좋은 거래를 찾을 수 있도록 여러 곳에 문의해 보십시오.
  18. Vietnamese: Get a Car Loan (Vietnamese)
    Nếu quý vị đang tính mượn tiền mua một chiếc xe hơi cũ hay mới, có nhiều cách để mượn tiền cho dù tình trạng tài chánh trong quá khứ của quý vị xấu. Tuy nhiên, trễ nãi trả nợ hàng tháng và có vấn đề khác về tín dụng là dấu hiệu để công ty cho vay nghĩ quý vị là một khách hàng thiếu uy tín, khiến lãi xuất mượn tiền của quý vị có thể tăng. Có nhiều công ty cho vay, vì thế, trước khi mượn tiền, quý vị nên đọ giá.
  19. Press: Your credit score is about to become more forgiving
    New changes are coming in the fall to how one major credit score is calculated, and the shift could make the key number more forgiving for people who have debt. The VantageScore, a credit scoring model developed… | Apr 27, 2017
  20. Press: 800+ Club: Secrets of people with high credit scores
    There are some habits people in the 800-plus club tend to have in common, experts said: 1. They got their financial act together early. 2. They rarely close credit cards.  Even if you don't use… | Mar 23, 2017
  21. Press: Consumer credit scores to exclude some debts, liens
    Here's potentially good news for consumers: The nation's three largest credit-reporting agencies will soon exclude tax liens and some civil debts from their reports. | Mar 14, 2017
  22. Press: Una ayudita para mejorar la puntuación crediticia
    Las deudas con el fisco y las de procedimientos civiles dejarán de tomarse en cuenta en su riesgo No mire aún. Déjelo para julio. Será a partir de esta fecha cuando los tres bureaus de… | Mar 13, 2017
  23. Press: Fixing your credit scores after a bankruptcy
    Dear Liz: How do you repair credit scores after filing for bankruptcy? My husband and I are in this situation and are looking to reestablish credit and increase our credit scores. Also, how long do closed accounts… | Nov 01, 2016
  24. Press: Why a prequalifying letter for a home loan may be meaningless
    There’s a huge difference between a prequalification or preapproval letter and an “approval” letter or a “clear to close letter.” What is a prequalification letter? The lender does a preliminary look at some very basic… | Sep 26, 2016
  25. Press: How to handle debt that has ‘expired’
    When a debt is older than the statute of limitations, it’s called time-barred debt. That means creditors don’t have a legal right to sue you — though debt collectors may still try. They also can continue to pursue… | Sep 19, 2016
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